Coverage ThatHonors WhatYou’ve Built.
Post Oak Insurance is a boutique independent agency serving the families and businesses of Houston’s most distinguished neighborhoods — with the personal attention your assets deserve.
The Right Coverage. Nothing More.
Nothing Less.
The families and businesses in Bellaire, West University, Meyerland, Upper Kirby, and Southside Place have worked hard for what they have. They deserve an insurance advisor who understands that — and who takes the time to build a strategy that fits their lives precisely.
“We are not a call center. We are not a policy factory. We are your neighbors — and we treat every client like one.”
Know Your Assets
We start with a thorough review of what you own, what you owe, and what you'd lose if the unexpected happened.
Match the Right Carriers
As an independent agency, we work with multiple A-rated carriers to find you competitive pricing — without sacrificing coverage depth.
Stay Your Advocate
When a claim arises, we're in your corner — not the insurance company's. Your outcome is our reputation.
Kenny Castaneda
Licensed P&C Agent · Engineer · Real Estate Investor · Houston, TX
My background is in engineering and oil & gas — industries where precision isn't optional and the cost of a wrong call is real. That mindset carried into more than a decade as a real estate investor, where I learned firsthand that the right coverage on the right property can make or break a deal.
Every year I shopped my own policies — and every year I ran into the same frustrations: vague quotes, hard-to-compare coverage, and agents who disappeared after the sale. I founded Post Oak Insurance to be the advisor I always wanted. Someone who does the analysis, explains it plainly, and is still there when you need them.
Right now, my family is building our own home — navigating every permit, every contractor bid, every change order, and every budget surprise that comes with new construction in Houston. There’s no better education in what it actually costs to build and protect a home. When I talk to clients about replacement cost and coverage limits, I’m drawing on numbers I saw last week.
My wife and I are raising our family in this community. The clients I serve are our neighbors. That’s not a marketing line — it’s the reason I take this personally.
Personal Lines
Coverage built around your life, your home, and the things that matter to your family.
Homeowners
Comprehensive dwelling, personal property, liability, and loss-of-use coverage sized to your home's replacement value — not yesterday's appraisal.
Flood Insurance
Standard homeowners policies exclude flood. In Houston — where Harvey proved FEMA maps can be wrong — a separate flood policy isn't optional, it's essential.
Renters Insurance
Your landlord's policy covers the building — not your belongings or your liability. Renters coverage fills that gap at a fraction of the cost.
Condo (HO-6)
Coverage for your unit's interior, personal property, and liability — filling the gaps left by your HOA's master policy.
Landlord & Rental Property
Dwelling protection, loss of rental income, and liability coverage for investment properties and rental homes (DP-3).
Auto & Collector Vehicles
Personal auto, classic and collector car, and agreed-value policies for vehicles that are more than transportation.
Motorcycle
Year-round or seasonal motorcycle coverage including collision, comprehensive, and accessory protection for your ride.
Personal Umbrella
An extra layer of liability protection that steps in when primary limits aren't enough — critical for high-net-worth households.
Jewelry, Fine Art & Valuables
Scheduled personal property riders and standalone inland marine policies for jewelry, art, wine, and heirlooms.
Watercraft & Recreation
Boat, yacht, and recreational vehicle coverage that keeps your leisure protected — on and off the water.
Commercial Lines
For the businesses that define these neighborhoods.
Business Owners Policy (BOP)
Property, liability, and business interruption bundled for small-to-mid-size businesses at competitive premium.
Commercial Property
Building and contents coverage for the physical assets your business depends on — with proper replacement cost valuation.
Commercial General Liability
Bodily injury, property damage, and personal and advertising injury coverage for the operations you run every day.
Commercial Auto
Fleet and individual commercial vehicle coverage, including hired and non-owned auto for deliveries, service calls, and client meetings.
Workers' Compensation
Medical and lost-wage coverage for employees injured on the job. Texas doesn't mandate it — but most businesses can't afford to go without it.
Professional Liability (E&O)
Errors and omissions coverage for professionals — doctors, lawyers, consultants, and advisors — against claims of negligence or inadequate work.
Builders Risk
Coverage for buildings under construction or renovation, protecting the structure and materials from fire, theft, vandalism, and weather.
Cyber Liability
Data breach response, ransomware, and business interruption coverage for businesses that store client data or operate online.
Commercial Umbrella
Excess liability limits that sit above your BOP, GL, and commercial auto policies — protecting against catastrophic claims.
Not sure what you need? That’s exactly what we’re here for.
Talk to an AdvisorRooted in the Southwest Side of Houston.
We chose to specialize in these neighborhoods because we understand them. We understand the pride people have in their properties, the investments they represent, and the peace of mind that proper coverage delivers. This isn’t a mass-market operation — it’s personal.
Bellaire
Residential · Est. 1908A city within a city — where tree-lined streets, stately homes, and generations of proud ownership define the fabric of community.
West University Place
Residential · Est. 1925Known for its walkability, top-ranked schools, and meticulously maintained properties — West U is the very definition of invested living.
Meyerland
Residential · Est. 1955A neighborhood of lasting bonds and beautiful homes, rebuilding with resilience and modern standards after each challenge it has faced.
Upper Kirby
Mixed-Use · EstablishedWhere sophisticated dining, boutique retail, and upscale residential converge — a district that rewards quality in every detail.
Southside Place
Residential · Est. 1916A small, tight-knit enclave of exceptional homes with a genuine sense of community that sets it apart from anywhere else in Houston.
& Surrounding Areas
Houston MetroIf you live or do business in Houston’s inner loop and surrounding neighborhoods, we’re your neighbor and we’re ready to serve you.
Why Families & Businesses
Choose Us
You're a Person, Not a Policy Number
Every client relationship starts with a real conversation. We learn your life before we recommend coverage.
Independent = Your Advocate
We represent you — not one insurance company. That means we shop the market to find the best fit for your risk profile and budget.
Claims Advocacy
You can file a claim 24/7 through your carrier's app — but you can also call us first. We'll help document the loss, navigate the process, and advocate for a fair outcome. Our relationship doesn't end when something goes wrong.
Deep Local Knowledge
Houston's climate, flood zones, hail corridors, and neighborhood-specific risks are not abstractions to us. We live and breathe it.
A-Rated Carriers Only
Your coverage is only as strong as the company behind it. We partner exclusively with financially sound, reputable carriers.
Annual Coverage Reviews
Your life changes. Your coverage should too. We proactively review your policies to make sure you're never under- or over-insured.
“Post Oak is more than a road in Houston — it’s a statement. We carry that name because we believe in being established, trusted, and woven into the community we protect.”
Simple. Personal. Done Right.
Let's Talk
Reach out by phone, email, or form. We'll schedule a no-pressure conversation at your convenience — in person, by phone, or video.
We Shop the Market
We review your current coverage, identify gaps and overlaps, then present side-by-side options from multiple A-rated carriers — clearly, with no jargon.
You're Covered
Once you choose, we bind your policy. Your carrier sends the policy documents and ID cards directly — often instantly. For billing, payments, and 24/7 claims filing, you'll use the carrier's app or website. You get their financial strength and digital tools.
We Stay In Your Corner
We're your servicing agent for the life of the policy. Need to add a vehicle, change an address, or understand why your renewal went up? Call us. When a claim happens, you can go straight to the carrier — or call us first and we'll quarterback it.
Start Your Personal
Coverage Review.
Reach out and we’ll get back to you within one business day. No scripts. No upsells. Just a real conversation about protecting what you’ve worked to build.
Seamless Onboarding. Once connected, we use modern insurance platforms to streamline your application, bind coverage quickly, and keep your documents accessible — so paperwork never slows you down.